ANALYSIS OF INCOME AND EXPENSES OF A COMMERCIAL BANK
Abstract
This work explores the financial performance evaluation of a commercial bank through the analysis of its income and expenses. It highlights the main sources of bank income, including interest and non-interest revenues, as well as common expenditure categories such as interest payments, operational costs, and loan loss provisions. The analysis serves as a tool for identifying profit drivers, detecting inefficiencies, improving risk management, and supporting strategic financial decisions. It also contributes to transparency, regulatory compliance, and long-term sustainability. Overall, this study emphasizes the importance of financial analysis in maintaining a bank’s competitiveness and stability in a dynamic economic environment.
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